Archive for Trucks

Car Rental Services How To Find The Best Rate

By Susan Chen

Renting a car allows you the flexibility and independence to sightsee and roam wherever you are vacationing. Whether you regularly rent cars or just occasionally from car rental agencies, make sure to do some research and comparison and you will be able to rent a car at a great rate.

Consult these following tips to get the most of your car rental:

Beware Of Hidden Costs Within Your Car Rental Charges

Do not get overexcited when you think you have gotten a good rate; if your car rental rate seems to be too cheap to be true, it most likely is. You will soon be disillusioned as soon as you see the extra charges add up, such as the sales taxes, airport surcharges, insurance fees, licensing fees and what not, and it is only then that you come to realize all the hidden cost behind the seemingly cheap rate.

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Compare Rental Car Rates Online

Surfing on the internet is a good way to compare all the various rates offered by car rental services. You can also take advantage of discounts offered online by many major car rental companies. Be sure to go through every term and condition carefully before renting the car online. Also be sure of the restrictions that the rental car company is imposing on using their car. However, shop around for good bargains before jumping on any deal.

Basic Rule Of Renting

One important factor that influences your rental car charges is how long you are going to rent the car. If you are going to rent the car for less than a week, then it is a good idea to rent the car from a major car rental company such as Alamo, Avis, Budget, Dollar, Enterprise, Hertz, National or Thrifty etc. On the other hand, if you are going to rent the car for a longer stretch of time, it may be a good idea to approach a smaller scale car rental agency, as they may be more willing to offer a more competitive rate than their bigger competitors. Auto dealers particularly offer good rates in these situations.

On the other hand, though you may have gotten a better discount from smaller rental car services, do not expect the same level of service and support offered by the major agencies as their nationwide support service is generally not as good. So if your car breaks down in the middle of nowhere, it is up to you to arrange for towing and repair. So be aware that if you want to save on your rental fee you have to take this risk.

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The 360 Degrees Automobile Walk Around Vehicle Inspection Essential For Car Purchasers}

Submitted by: William Piker

If you are considering a purchase of a vehicle- be it car , truck, S.U.V. or even a bus then a walk around inspection of your prospective purchase may be the most valuable time spent saving you a great amount of time , money and expense and most of all heartache and aggravation. Not only that but by having more facts at your fingers puts you in the drivers seat so to speak in terms of negotiating price and terms with the seller of the vehicle be it a private sale or an auto dealer themselves.

Its an amazing fact but many auto purchasers do not take the time to even walk around and inspect their prospective purchase fully with a simple 360 walk around of the car. Perhaps their mind is elsewhere these days it is financing terms and even simple availaibility of financing for their new purchase. Perhaps they are just enamored with the vehicle from the start and want to purchase the car promptly as the early bird gets the worm. Nothing takes the place of a full 360 inspection before discussing purchase price and terms. Indeed one car purchaser only discovered after purchasing and examining the vehicle that the previous owner had only repainted one side of the car the drivers side as it was the only side of the vehicle he ever saw. Not only that but the set of more expensive impressive hubcaps was only placed on the drivers side as well not on the passengers side as well. The owners reasoning was that since no one could compare the hubcaps while he was driving the car it was an inexpensive means to spruce up his vehicle purchasing a partial set of impressive hubcaps? Of course the drivers side was the side of the car that got the upgrade.

What should an inexperienced or experienced vehicle walk around inspector look for and examine. First of all of course look for obvious collision damage. Of course most used cars will have the usual parking lot dings and scrapes and perhaps a bit more. However be on the attention to note extensive collision damage to the auto body or its components such as trim, light reflectors, mirrors, bumpers or the radiator. One should pay particular attention, especially in some more rust prone geographic area where a lot of salt is used on the roads in the winter, for rust on the metal of the car body. Always remember that in most cases the rust you see is the tip of the iceberg eating up from the metal base as opposed to being surface rust only. Next see if you can spot or note any obvious structural damage to the body or frame. This of course in addition to your inspection for obvious collision damage. By looking under the hood and listening to the engine and examining the exhaust you may quickly be able to note an engine or transmission drive train that is on its way out. Leakage of fluids radiator coolant, transmission fluid and engine oil under the car, on the pavement may be another indicator to watch out for and note.

In terms of the interior of the vehicle its anyones guess. Sometimes the best maintained mechanically cars are the dirtiest. Still at the worst calculate the price of having the car cleaned up to your specs as one of your out of pocket costs.

In the same manner have an estimate of costs out of your pocket when discussing price and terms in the purchase price of the car. If you are unsure of the price and complexity of any repairs that it is beyond your technical expertise, then it is never a sin to ask someone more qualified. Better a moment now spent in finding out than a lot of time, trouble and money down the road. In these days of portable cell phones its only a case of a simple call to your trusted mechanic, an auto repair shop or chain or at the worst a more automobile mechanically knowledgeable friend or family member.

By conducting a thorough and full walk around inspection you will be a much better position to both negotiate and purchase the vehicle or is need be walk away from the deal and travel further down the road so to speak on your automobile purchase quest.

About the Author: William PikerLook no further for premium used trucks in Westakasiwin Alberta

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The Impact Of Credit Debt Counseling Services On Credit Rating

By Sean A. Kelly

Being in debt is no fun at all. Sometimes you might just find yourself in a situation that you cannot seem to get out of. When it comes to debts, the more you ignore it, the higher you may have to end up paying. Rather than addressing the issue, you probably would rather just pretend you are not knee deep in debt. It might even get to a point where you won’t really know what to do and even if you do, you do not really have an idea of where to start. This may be where the credit debt counseling services could help you.

Designed and developed to assist individuals with poor debt management, most credit debt counseling services offer their assistance for a small fee. Some offer their advice and services for free. In some cases, credit counseling might actually be compulsory. For instance, if an individual wishes to file for bankruptcy, they will be going to need to attend a mandatory credit counseling session. As credit debt counseling is developed for people with relatively low credit score, there might be some impact on your credit rating if you are ever made to attend a compulsory credit debt counseling session.

Although enrolling in a debt management plan through a credit debt counseling company might not directly impact your credit score, the fact that you are made to attend compulsory credit debt counseling might do the damage. If you have been late on payments or you have defaulted on your loan payments, that by itself will have a direct effect on your credit score.. Most lenders might consider your enrollment, as an indicator of the type of debtor you might actually be. You may be categorized under high risk debtors. When reviewing a consumer’s credit history, your enrollment in a credit debt counseling program might suggest that you are an individual who cannot manage your debts. That may have a negative impact on your credit rating.

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Enrolling into credit debt counseling program might not have direct impact on your credit score but you might face difficulties when applying for a loan later on in your life.. However, you would be wise to bear in mind that your lenders will most probably charge you a higher interest rate as you are considered a high risk debtor. So if you are planning on applying for a loan any time soon, now may not be a good time for you to even consider going to a credit debt counseling session.

When you are in a credit debt counseling program, you usually make payments to your creditors via your credit counseling agency. In that case, you might want to choose a counseling agency that is prompt in making payments to your creditors. This is because, if your agency neglects to pay your creditors on time, your credit score will definitely be affected. It is advisable therefore, that you request for proof of payment every time you hand over the repayment checks to your credit counselors to avoid any dispute later on.

Getting debt help and credit card help might not seem like it requires a lot of work. Yet, it is the struggle to discipline yourself to break the habit of reaching for a credit card to pay for a bill. You might also want to get used to living only within your means and try not to spend your money on unnecessary items. Basically it all comes down to you and the choices you make.

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