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Are We At The Start Of A New Property Boom?}

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Submitted by: JamieMcIntyre

Original article by Jamie McIntyre published in 21st Century News.

Jamie McIntyre who has built million dollar property portfolios for himself and his clients, shares his views on the Australian Property Market:

I am often asked about my views on the Australian Property Market and I am happy to share my belief that within the next 3-4 years we will witness another property boom.

Investors who wish to do well financially with property investing should do their best to ideally buy at least two properties as soon as possible in order to prevent missing out on this boom and having to wait perhaps another decade to witness such growth again.

Generally the best strategy with real estate is to buy and never sell. Over a 10-20 year period you will do well. Even if you purchase properties in the worst areas, more often than not you will still make money. However, if you buy quality property, in quality areas at a good price, then over 20 years you can become extremely wealthy.

Lets use an example of you purchasing just two properties

For instance, if the properties are worth $400,000 each today ( below the average price for most Australian houses), in ten years these properties if bought well should be worth double.

Therefore, now you have $800,000 properties purchased which ten years later would be worth $1.6 million total and you would end up making $800,000 in capital growth plus received tax benefits and rents that also tend to double every 7-9 years. Therefore in 7-9 years these properties will be cashflow positive and the debt will have reduced boosting your equity from $800,000 above $1million .

The reality is that after ten years you basically are a self-made millionaire with $1 million plus in equity.

Lets do another ten years to the 20 year mark:

In 20 years, these two properties will approximately be worth $3.2million and no doubt largely paid off by increasing rents. Thats a nice retirement plan you have created simply because you got educated and took action with just two properties 20 years ago.

Critics might suggest that property doesnt always double every ten years and they maybe right, as often it can double every 7 years or less .If that were to occur during this period you would have approximately over $6 million in property value.

However, lets say things dont go as well as planned and it takes 15 years to double because that is a possibility in an extremely poor property market and perhaps if you choose a poor property.

In that case, after 20 years your two properties are worth approximately $2.2 million.

Is this better than the pension plan ?

Or a managed fund your Financial Planner, (who probably has never invested before) has pitched to you?

Or your struggling superannuation fund making your financial planner rich with the fees?

Property is by far the most superior asset class and almost every self-made millionaire in this country would agree with this. I have only ever touched shares to write calls over them (which I termed share renting) to supplement the cashflow from my property portfolio and speed up the above plan. However, property and business has always been the cornerstone of my wealth.

It is best not to try and get rich from shares alone as it will never compete with real estate.

Here is the plan with property for those who want to become seriously wealthy in the next 10 to 20 years.

You dont have to stop at two properties though. There is a buy ten properties in ten years plan and by using that youre growing equity in your initial properties and can use it as a deposit on a new property to continue buying 2-10 properties over the next decade.

In 20 years you can possibly have $10-$15million in equity plus.

If that sounds too daunting or too good to be true, then you should focus on getting your first couple of investment properties. Normally the first steps are the hardest, so educate yourself and take action.

Remember you dont need a financial planner, you simply need a financial education.

Acquiring finance or just knowing what you can or cant afford is usually what holds many back.

Your first step should be to complete a financial fact finder in order to access some free qualified help.

However, you should avoid making obvious errors. For instance, dont buy high rise apartments in Docklands, Melbourne or Gold Coast as they are the worst property investments.

Generally it is best not to touch large, high rise apartments as you have hundreds of competitors on your step and if one sells cheaply it devalues all the others. Moreover, Body Corp rates often are atrocious and a waste of money.

The other venture I have been investing in for last 3 years is US Property.


It is ridiculously cheap and rising in value. Also, you can access rentals of 15-20% in some places and in some cases as much as 46% p.a. in rental returns.

That is $46,000 for every $100,000 invested or $460,000 p.a. for every $1 million invested.

Dont bother asking your financial planner about accessing these kinds of investments as they wouldnt be have the knowledge as they arent generally investors.

Some would also question if such an investment is risky.

Every investment carries risk yet if you are educated and learn off others who are already doing it you can lower that risk. You just have to make an effort to learn.

So, will you be taking advantage of the next Australian Property boom coming along with the US housing recovery?

Your family and your country need you to become a smart investor and invest into your future.

It is good for you and good for our entire country.

Make it happen!

No excuses!!

About the Author: Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator.


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Payday Loan Bad Credit Payday Loans Helping You Get Additional Cash When You Need

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By Justin Grey

If you have several bad credit remarks in your statement do not be worried, as you are still capable of getting the loan. Payday loans bad credit is the means by which you can have the facility of getting some additional money for your hard time. As the name suggests, payday loans are short-term cash help that can help you in your small requirements without any hassles. The cash you can often get with these loans ranges from $100 to $1500. You can get these loans for a very short span of time that is from 7 to 21 days and you need to pay it back as soon as your next paycheck is credited.

By itself, there are no difficult requirements that you need to meet and is quite easy to get with online process; on the other hand, you do need to take notice of a few rules. These include, the borrower should have US citizenship, the borrower should be 18 years old or above, he/she should have fixed income source, he/she must have valid bank account. Besides, the borrower should have an active checking account to receive the cash directly from the lender and also to pay back the loan amount when it is due.

As soon as you meet these requirements, you can apply for the loan by filling in a single online loan application form and submit it on the lender’s website. Once the lender receives your application, he scrutinizes your application and if he finds you eligible, for the loan informs you almost instantly and transfers the cash without any further delay. The best part is that you can have the access to the loan amount within 24 hours of submitting an application. There are several circumstances where you can make use of the loan cash like paying off utility bills like phone and electricity bills, credit card dues, mortgage payments, grocery bills, home improvement, car repairs and a lot more.

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The only thing you need to watch out for is that you need to pay higher interest rate because of risk involve for the lenders as these are short term unsecured loans. The lender does not demand any collateral so even people with bad credit and non-property owners as well can get these loans. Lenders verify the financial condition of the borrower and if they are confident that you will be able to pay back the loan, you can get the cash immediately.

Payday loans are very fast and easy to get due to online procedure. You just have to fill in the easy to fill application form with some personal information like your name, age, address, and your contact, employment and banking details and lenders approve the cash right away. However, since the interest rates are often very high it is always a wise decision to do some research on several lenders and go with the lender that provides the best deal possible. So, what are you waiting for apply now!

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